Andrew Baker

One Advisor.
National Reach.
Better Outcomes.

I'm Andrew Baker — a mortgage broker with access to 175+ lenders across 40 states and a licensed California Realtor based in Orange County, CA. Whether you're purchasing your first home, refinancing to save thousands, or unlocking your home's equity, I personally guide every client from application to closing. No hand-offs, no runaround — just one dedicated team fighting for your best rate.

Licensed in 40 States

Mortgage Broker – CA Realtor

Licensed mortgage broker & licensed realtor (CA) Licensed (37) Temporary license (2) Not licensed (10)
NMLS 2688601 · 1566096 · 203003  |  DRE 02389003 · 02022356

Apply Online in Minutes

Access your home's equity through our digital lending partners. Apply directly — fast approvals, transparent terms.

Andrew Baker

Not a Faceless Lender.
Your Personal Advisor.

When you work with me, you're not getting handed off to a processor you'll never meet. I'm your single point of contact from the first phone call through closing day — and beyond. I shop your loan across multiple lenders to find the right fit, and as a licensed California Realtor, I can represent you on the property side too.

I specialize in three things and do them well: helping people buy homes, helping homeowners refinance intelligently, and helping clients access their home equity when they need it.

40
States where I can originate loans
2x
Licensed — Broker + CA Realtor
1
Team start to close
175
Lenders shopped for your best rate

Three Things. Done Right.

I focus on where I deliver the most value. For commercial, investment, or reverse mortgage needs, I connect you with trusted specialists.

Four Steps to Closing

From first call to closing day, I handle the complexity so you don't have to.

01

Free Consultation

We talk about your goals, timeline, and financial picture. No pressure — just clarity.

02

Complete an Application

Submit your documents and application online. I review your financials and get you pre-approved.

03

Loan Shopping

I compare rates across multiple lenders and present you the best options.

04

Close & Celebrate

I coordinate with all parties for a smooth closing. You get the keys.

Ready to Talk Numbers?

Four quick steps — takes about 3 minutes. I'll personally reach out with your options.

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Timeline & Notes
Office
Irvine, CA 92614