Charlotte Mortgage Loan Originator

Investment property financing for Charlotte landlords and investors — qualified on the property's rental income.

Other North Carolina CitiesRaleigh

Serving all of North Carolina — see programs, licensing and other North Carolina cities.

Mortgage Loan Originator Serving Charlotte, NC

Andrew Baker is a licensed mortgage loan originator serving Charlotte and the greater Mecklenburg County area. In North Carolina, financing is limited to DSCR investment property loans — the property must be a 4+ unit building or a true commercial property. One-to-three unit residential financing, including purchase, refinance and home equity products, is not available in this state. For eligible investment properties, your loan is shopped across a wholesale lender network rather than a single bank's product shelf. Charlotte's banking-hub economy supports steady multifamily and commercial investor activity.

Loan Programs

✓ DSCR Investor Loans — 4+ units or commercial
✓ Qualified on the property’s rental income
✓ No tax returns or employment verification
✓ Close in an LLC or other entity
Consumer purchase, refinance and home equity programs are not offered in North Carolina.

Why Baker Lending Powered by West Capital Lending, Inc.

✓ 175+ wholesale lenders
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in North Carolina and 37 other states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 565-2705

Get a Free Charlotte Quote

Andrew Baker · NMLS 2688601 · (949) 565-2705

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