Ontario Mortgage Broker
Answers to the questions I hear most from buyers, homeowners, and investors.
Mortgage Broker Serving Ontario, CA
Andrew Baker is a licensed mortgage broker serving Ontario and the greater Inland Empire area. With access to 175+ wholesale lenders through West Capital Lending, Andrew shops your loan across the entire market — not just one bank's products. Whether you're a first-time buyer, refinancing to lower your rate, tapping equity with a HELOC, or investing in rental property, Baker Lending delivers competitive rates backed by personal service. Ontario's growing economy and warehouse district attract both homebuyers and real estate investors using DSCR programs.
Loan Programs
✓ Conventional (3% down)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
Why Baker Lending
✓ 175+ wholesale lenders
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in California and 37 other states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 665-9090
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in California and 37 other states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 665-9090
Get a Free Ontario Quote
Andrew Baker · NMLS 2688601 · (949) 665-9090
Still Have Questions?
I'm always happy to chat — no pressure, no obligation.