Philadelphia Mortgage Loan Originator
Local guidance for Philadelphia buyers, homeowners, and investors — with your loan shopped across the wholesale market.
Serving all of Pennsylvania — see programs, licensing and other Pennsylvania cities.
Mortgage Loan Originator Serving Philadelphia, PA
Andrew Baker is a licensed mortgage loan originator serving Philadelphia and the greater Philadelphia County area. With access to 175+ wholesale lenders through West Capital Lending, Andrew shops your loan across the entire market — not just one bank's products. Whether you're a first-time buyer, refinancing to lower your rate, tapping equity with a HELOC, or investing in rental property, Baker Lending Powered by West Capital Lending, Inc. delivers competitive rates backed by personal service. Philadelphia is Pennsylvania's largest city, and Baker Lending Powered by West Capital Lending, Inc. can originate the full range of conventional, government, jumbo, and Non-QM programs there.
Loan Programs
✓ Conventional (3% down)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
Why Baker Lending Powered by West Capital Lending, Inc.
✓ 175+ wholesale lenders
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in Pennsylvania and 32 other licensed states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 565-2705
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in Pennsylvania and 32 other licensed states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 565-2705
Get a Free Philadelphia Quote
Andrew Baker · NMLS 2688601 · (949) 565-2705
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