Phoenix Mortgage Broker
Answers to the questions I hear most from buyers, homeowners, and investors.
Mortgage Broker Serving Phoenix, AZ
Andrew Baker is a licensed mortgage broker serving Phoenix and the greater Maricopa County area. With access to 175+ wholesale lenders through West Capital Lending, Andrew shops your loan across the entire market — not just one bank's products. Whether you're a first-time buyer, refinancing to lower your rate, tapping equity with a HELOC, or investing in rental property, Baker Lending delivers competitive rates backed by personal service. Phoenix is one of the fastest-growing metros in the country, with strong demand for conventional, FHA, and DSCR investor loans.
Loan Programs
✓ Conventional (3% down)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
✓ FHA (3.5% down, 580 score)
✓ VA (0% down, no MI)
✓ Jumbo (above $806,500)
✓ HELOC & HELOAN
✓ DSCR Investor Loans
✓ Bank Statement (self-employed)
Why Baker Lending
✓ 175+ wholesale lenders
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in Arizona and 37 other states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 665-9090
✓ Lower rates than retail banks
✓ One application, multiple offers
✓ Licensed in Arizona and 37 other states
✓ 4.96★ on Experience.com
✓ Close in 21–30 days
✓ Direct access: (949) 665-9090
Get a Free Phoenix Quote
Andrew Baker · NMLS 2688601 · (949) 665-9090
Still Have Questions?
I'm always happy to chat — no pressure, no obligation.