Equity — Baker Lending Equity — Baker Lending

Home Purchase Loans

Whether you're buying your first home or your fifth, I shop across 175+ lenders to find the right loan for your situation — and as a licensed California Realtor, I can represent you on the property side too.

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How It Works

You tell me what you're looking for. I pull options from conventional, FHA, VA, jumbo, and portfolio lenders, then walk you through the numbers so you can choose with confidence. From pre-approval letter to closing table, you work with one team.

Loan Types Available

Conventional fixed and adjustable rate, FHA (3.5% down), VA (0% down for eligible veterans), jumbo loans above $832,750, and portfolio programs for unique situations. Down payment assistance programs available in select areas.

What You'll Need

Two years of tax returns or W-2s, recent pay stubs, bank statements, and a valid ID. Self-employed borrowers may qualify with bank statement programs. I'll walk you through exactly what applies to your situation during our first call.

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Ready to Get Started?

Fill out our quick form or schedule a call to discuss your options.

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